Take payments.
Your way.
Simple monthly plans, free terminals and transparent pricing for UK businesses. Get your plan in seconds and apply online in minutes.
Get your plan instantly
Enter what you take by card each month to see your plan.
No salespeople. No jargon. Cancel anytime on rolling plans.
Transparent pricing
No hidden fees. Every rate is published before you apply.
UK-based support
Real people on the end of the phone when you need help.
Reasons to choose Layopay.
Rolling plans
Switch anytime — no long contract. Stay because you want to.
Best tech
Super fast and secure payments with 99.9% uptime.
Flexible settlements
Monday–Friday as standard. Saturday and Sunday settlements carry an additional 0.99% fee.
Free Pro terminals
Free with a 12-month plan. On rolling plans, buy your terminal for £129 + VAT — a one-off cost, yours to keep.
Blended pricing
One blended rate across every card type. No hidden fees — every rate published before you apply.
UK-based support
Real people on the end of the phone when you need help.
Everything you need to take payments — nothing you don't.
One terminal. Everything you need.
See the terminalLayopay vs the usual providers.
| Layopay | Typical providers | |
|---|---|---|
| Contract | 12 months or rolling monthly | Often 18 to 48 months |
| Terminal | Free with a 12-month plan | Rented monthly, often for years |
| Pricing | One simple rate for your turnover band | Complex per-card and hidden fees |
| Settlements | Monday to Friday, next working day | Several working days |
| Exit fees | None | Common early-termination fees |
| Support | UK-based team | Offshore call centres |
Ready when you are.
Compare plans, get a recommendation and apply online. No salespeople involved.