Accept card payments
on your terms.
Card payment solutions to match your business. Simple pricing, flexible plans, fast payments.
No salespeople. No jargon. Cancel anytime on rolling plans. See the terminal
Reasons to choose Layopay.
Rolling plans
Switch anytime — no long contract. Stay because you want to.
Best tech
Super fast and secure payments with 99.9% uptime.
Flexible settlements
Monday–Friday as standard. Saturday and Sunday settlements carry an additional 0.99% fee.
Free Pro terminals
Free with a 12-month plan. On rolling plans, buy your terminal for £129 + VAT — a one-off cost, yours to keep.
Blended pricing
One blended rate across every card type. No hidden fees — every rate published before you apply.
UK-based support
Real people on the end of the phone when you need help.
Everything you need to take payments — nothing you don't.
The bits that actually matter at the counter.
Paid the next working day
Money lands in your account the next working day — no waiting around for your own takings.
99.9% uptime
Super fast, secure payments that keep working when the queue is out the door.
Apple Pay & Google Pay
Tap, wave and wallet payments accepted straight out of the box.
Built-in printer
Print a receipt in seconds — or text and email it instead if they'd rather.
All-day battery
Trade from open to close without hunting for a socket behind the bar.
4G, WiFi & Bluetooth
Take payment at the table, the market stall, the door or the queue outside.
Tips, refunds & link payments
Add a tip, refund a sale or send a payment link — all from the device in your hand.
Real UK support
People in the UK who pick up the phone and actually sort it out.
With Layopay vs without Layopay.
| With Layopay | Without Layopay | |
|---|---|---|
| Contract | 12 months or rolling monthly | Often 18 to 48 months |
| Terminal | Free with a 12-month plan | Rented monthly, often for years |
| Pricing | One simple rate for your turnover band | Complex per-card and hidden fees |
| Settlements | Monday to Friday, next working day | Several working days |
| Exit fees | None | Common early-termination fees |
| Support | UK-based team | Offshore call centres |
Ready when you are.
Compare plans, get a recommendation and apply online. No salespeople involved.