Fueling Ambition, Innovating Growth And Empowering Our Customers To Succeed.

Layopay is a rapidly expanding UK-based fintech company specialising in unified Point of Sale (POS) and payment solutions tailored for small and medium-sized enterprises (SMEs). As a registered Independent Sales Organisation (ISO) with Visa and MasterCard, we are authorised to provide comprehensive card payment processing services to merchants.
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Our fully integrated platform streamlines payments, inventory management, and real-time analytics, allowing businesses to optimise operations and grow efficiently. With flexible contracts, transparent pricing, and innovative features like loyalty programs, digital wallets, and seamless integration with Pax terminals, Layopay supports the needs of retail, hospitality, and seasonal businesses.
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Our solutions are designed to enhance efficiency and customer experience, offering merchants a comprehensive toolkit to succeed in a fast-paced digital economy.

40+
Product features
380k
Lines of code
£1 Billion
Target volume per annum

Our Values

Driven by core values of innovation, purpose, passion, and openness, Layopay is committed to delivering cutting-edge technology that empowers businesses to thrive. We're constantly evolving our services to offer more powerful tools that help our clients stay ahead in the competitive market.Join us in transforming the future of payments and business management!

Innovation

We embrace innovation, constantly seeking new ways to simplify business operations with cutting-edge technology.

Purpose

Our purpose is to empower businesses, providing solutions that enable them to grow and succeed.

Passion

We are passionate about what we do, driven by a commitment to helping our customers succeed and delivering top-quality products and services.

Openness

Our culture of openness values transparency and clear communication, ensuring customers always have a trusted partner.

Our Journey

Q4 2022

Layopay was founded

Since being incorporated in 2022 the Layopay team have been busy building cutting edge point of sale and payment technology for small businesses.

Q1 2024

First Certified

In March 2023 Layopay was granted certification with Worldpay and Elavon using Castles Technology smart Android card payment terminals.

Q2 2024

Beta Onboarding

Our first merchants were onboarded and they started transacting with customers across the UK. Since MVP launch we have introduce lots of cool new features.

Q1 2025

Open Pre Seed Funding Round

As we enter Q1 of 2025 we embark our first funding round. This will enable us to grow our platform, features and unique offering.

Q3 2024

Licensed as an ISO with Visa and Mastercard

In Q3 of 2024, Layopay became an Independent Sales Organisation (ISO) with Visa and Mastercard with our partners Rapyd to enhance our ability to offer streamlined payment solutions.