How to choose the right card payment plan
Layopay Team · 08/10/2026 · 4 min read
Turnover, average sale and contract length — the three numbers that decide which plan saves you most.
Picking a plan comes down to how much you take by card each month and how big a typical sale is.
If your turnover is low or seasonal, pay as you go keeps fixed costs at zero. Once you regularly take more, a monthly plan with an included allowance is usually cheaper.
Use the Find my plan tool on our Plans page to see your best match in seconds.